Water Views - Seller Financing
Address
20441 Cove Road, Montgomery Creek, CA
Price
$ 1,899,000
Property Attributes
- MLS#26673139
- TypeSingle Family
- Listing Status Active
- CountyShasta
- CityMontgomery Creek
- Zip96065
- Style
- Price$ 1,899,000
- Bedrooms4
- Full Bathrooms2
- Half Bathrooms1
- Lot Size264.2 Acres
Data Source:
California Regional MLS (CRMLS)
Property Description
Escape to your own private Northern California retreat on approximately 265 acres of scenic, usable land featuring abundant natural water, multiple residences, documented pre 1914 water rights, and existing income. This unique property offers two homes, both currently rented month to month, generating combined rental income of approximately $2,798 per month, or $33,576 annually, with additional hydroelectric and utility related income historically averaging approximately $8,500 to $9,000 annually. Combined, the property generates approximately $42,000 in gross annual income, offering immediate income alongside substantial land, water, and future use potential. A defining feature of the property is its abundant, year round water. Multiple artesian springs supply the land, and the existing homes benefit from gravity fed water systems. The property also includes documented pre 1914 water rights and riparian access along Hatchet Creek, an increasingly rare and valuable feature in California. The land offers a blend of privacy, open space, and natural beauty, along with a historic barn dating back to approximately 1895. Whether you envision a peaceful homestead, working ranch, vineyard, wellness retreat, or other rural use, the possibilities here are expansive. Zoned "U" (Unclassified), the property allows for a wide range of potential uses, offering long term flexibility and future upside. This is more than a home, it is an opportunity to create a lifestyle rooted in land, water, and self sufficiency while benefiting from existing income and future potential. Seller may consider flexible seller financing terms, subject to acceptable terms and conditions. Buyer to verify all information including zoning, income, water rights, and potential uses. Tenant occupied. Please do not disturb tenants. Showings by appointment only.
| Price History | |
|---|---|
| 4/3/2026 | Listed $1,899,000 |
General Features
| Sewer | Septic Type Unknown |
|---|---|
| Heating | Fireplace(s) |
| Cooling | None |
| Possession | Close Of Escrow |
| Appliances | Electric Cooktop |
| Zoning | U |
| Pool Features | None |
| View | Park/Greenbelt,Mountain(s),River,Trees/Woods |
| Stories Count | 1 |
| Levels | One |
| Property Subtype | Single Family Residence |
| County | Shasta |
| New Construction | false |
| Property Type | Residential |
| HOA | false |
| Other Structures | Barn(s) |
| Full Baths | 2 |
| Special Listing Conditions | Standard |
| Status | Active |
| Buyer Financing | Cash |
| Directions | From HWY 299, take a left on Woodhill Drive then turn right on Cove Drive. Stay right on Cove Drive then a right on Hoffman Place. Continue on Hoffman Place and the home will be on the right. |
| City | Montgomery Creek |
| Senior Community Y/N | false |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 11508552 |
| Carport Y/N | true |
| Listing Terms | Cash,Owner Will Carry,Owner May Carry |
| Spa Features | None |
| Property Attached Y/N | false |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | false |
| Virtual Tour | https://app.runonpattern.com/om/pc-tmotj1 |
| Standard Status | Active |
| Occupancy Type | Tenant |
| Property Sub Type Additional | Single Family Residence |
| PostalCity | MONTGOMERY CREEK |
Interior Features
| Interior Amenities | Separate/Formal Dining Room |
|---|---|
| Flooring | Laminate,Stone,Wood |
| Furnished Y/N | Unfurnished |
| Fireplace Features | Living Room |
| Total Stories | 1 |
| Common Walls | No Common Walls |
| Air Conditioning Y/N | false |
| Heating Y/N | true |
| Fireplace Y/N | true |
| Half Baths | 1 |
| Laundry Features | Inside |
| Total Bedrooms | 4 |
| LivingAreaSource | Assessor |
| Total Baths | 3 |
Exterior Features
| Parking Features | Carport,Driveway |
|---|---|
| Water Source | Private |
| Lot Size Area | 11508552 |
| Spa | false |
| Lot Size Acres | 264.2 |
| Private Pool | false |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 96065
Price
Based on information from California Regional Multiple Listing Service, Inc. as of September 22, 2026 8:41 PM UTC This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Last updated: September 22, 2026 8:34 PM UTC Property Information © 2026 